Dividend Income Tool

Dividend Yield on Cost Calculator

Estimate dividend yield on cost using your original purchase price and annual dividend per share.

Last Updated: May 2026
Measure yield on original costCompare income growth examplesReview long-term dividend mathEducational dividend income tool

Yield on Cost Formula

Annual Income = Shares Owned x Annual Dividend Per Share
Yield on Cost = (Annual Dividend Per Share / Original Cost Per Share) x 100

Example Yield on Cost Calculation

Suppose you bought 100 shares at $40 and the dividend is $2 per share annually. Annual income is $200, and yield on cost is 5%.

Yield on cost measures income relative to what you originally paid, not the current market price.

  1. Enter shares owned.
  2. Enter original cost per share.
  3. Enter annual dividend per share.
  4. Review the income and yield on cost result.

Yield on Cost Comparison Example

A growing dividend can make yield on cost rise over time even if the original purchase price stays the same.

Original CostAnnual DividendYield on Cost
$40$2.005%
$50$2.004%
$25$2.008%

How to Interpret the Result

Yield on cost is useful for income investors tracking cash flow against original capital.

It does not tell you whether the stock is a good buy at today’s price.

What This Calculator Does Not Include

This calculator does not include dividend cuts, reinvestment, taxes, or changing market value.

It is a simplified income example only.

Yield on Cost FAQ

What is yield on cost?

Yield on cost compares annual dividend income with the amount you originally paid for the shares.

Is yield on cost the same as dividend yield?

No. Dividend yield uses current price, while yield on cost uses original purchase cost.

Can yield on cost go up over time?

Yes. If dividends rise while your original cost stays the same, yield on cost can increase.

Are taxes included?

No. Taxes and withholding are not included.

Does dividend growth matter?

Yes. Growing dividends can push yield on cost higher over long periods.

Is this a guarantee of future income?

No. It is only a simplified educational example.

This calculator is for educational dividend income examples only and does not guarantee future payouts.